Apply for Loan Against Property Online - Loan Against Property in Kanpur

Loan Against Property is an excellent and convenient way to raise money. As the name suggests, loans against property are sanctioned by financial institutions by accepting property as collateral. The borrower needs to pledge his or her property as a security against the loan amount. In case the borrower fails to repay the loan within the tenure, the property can be sold or auctioned by the lender to recover the loan amount sanctioned to the borrower.

Mandatory Checklist of Loan Against Property Documents Required
For Salaried Applicants:
  1. Proof of identification (any one of the following):
  2. PAN card
  3. Passport
  4. Driving License
  5. Voter’s ID
  6. Employee ID
  7. Bank passbook
  8. Ration card
  • Address proof (any one of the following):
  1. Passport
  2. Utility bill (telephone, electricity, water, gas) – less than 2 months old
  3. Letter from a recognized public authority verifying the customer’s residence address
  4. Bank passbook or Bank account statement
  5. Voter’s ID
  6. Ration card
  7. LIC policy/ receipt
  • Residence ownership proof (any one of the following):
  1. Property documents
  2. Maintenance bill
  3. Electricity bill
  • Proof of income (any one of the following):
  1. Payslip (Last 2 months)
  2. Increment or Promotion letter
  3. IT returns (for 3 years)
  4. Form 16
  5. Certified letter from Employer
  • Proof of job continuity (any one of the following):
  1. Current job appointment letter (if more than 2 years have been spent in the same job)
  2. Current employment certificate
  3. Experience certificate (including previous job certificate or appointment and relieving letter)
  • Bank statement: Last 6 months bank statements of salary account
  • Existing loans: In case of any existing loan, need to submit sanction letter, payment track record
  • Investment proof (if any): fixed deposit, fixed assets, shares, etc.
  • Copies of all property documents: Sales deed/copy of Agreement, share certificate (if society formed), latest maintenance bill
  •  Advance processing cheque: to process loan documents for sanction

For self-employed Individual/Businessman:
  • Proof of Identification
  • Address Proof
  • Residence ownership proof (any one of the following):
  1. Property documents
  2. Electricity bill
  3. Maintenance bill
  • Office address and ownership proof (any one of the following)
  1. Property documents
  2. Electricity bill
  3. Maintenance bill
  • Proof of business existence (any one of the following)
  1. Sales deed/ agreement (executed)
  2. Saral copy (3 years old)
  3. Copy of tax registration
  4. Company registration license
  • Proof of Income (any one of the following):
  1. Last 3 years Income tax returns of the applicant along with computation of income duly attested by a Chartered Accountant
  2.  Audited balance sheet and Profit & Loss accounts, including tax audit report, if applicable
  • Bank statement: Latest 1 year bank statement (both savings and current)
  • Copies of all property documents: Sale deed/copy of Agreement, share certificate (if society formed), maintenance bill
  • Advance processing cheque: to process loan documents for sanction
  • Passport size, coloured photograph
  • Investment proof (if any): fixed deposit, fixed assets, shares, etc.
  • Existing loans: In case of any existing loan, need to submit sanction letter, payment track record
  • Professional Degree Certificate: (in case of professionals).


How to Apply for Loan Against Property at Reliabledeeds

  • Enter your personal information as well as the details related to your loan requirements.
  • As per the information shared, a list of eligible Loan Against Property offers will appear. Compare interest rate, processing fee and eligible loan amount from the list of eligible home loan offers.
  • Apply for the Loan Against Property offer that suits your loan preference the best. 

 

Once your application is successfully submitted, A confirmation message of your Loan Against Property application along with a reference number for future reference. After that, our team of experts will get in touch within 24 hours for further process.



We provide Loan Against Property in the areas of Kanpur – Civil Lines, Arya Nagar, Kakadev, Neer Cheer Chauraha, Kaushal Puri, Kidwai Nagar, Lakhan Pur, Nawab Ganj, Naya Ganj, Chaman Ganj, Chaman Ganj, Psit, Bhauti, Ratan Lal Nagar, Awas Vikas, Barra-1,  Barra-2, Barra-3, Barra- 4, Barra-5, Barra-6,  Barra-7,  Barra-8, Chunni Ganj, Geeta Nagar, Macrobert Ganj, P.road, Panki, Ranjeet Nagar, Pashupati Nagar, Baradevi, Chakeri, Babu Purwa, Shastri Nagar, Vikas Nagar, Rawatpur,  Sarojini Nagar, Sharda Nagar, Chander Vihar, Collector Ganj, Dada Nagar, Dabauli, Damodar Nagar, Delhi Sujanpur, Fajalganj, Gadrian Purwa, Pratap Ganj, Gandhi Gram, Ganga  Vihar, Gujaini, J K Colony, Hans Purram, Juhi, Keshav Nagar, Model Town, Nirala Nagar, Parmat, Prade Bazar, Shyam Nagar, Jajmau, Sujat Ganj, Tiwari Pur, Tatya Tope Nagar, Air Force Station, Transport Nagar, Vijay Nagar, Kanpur Institute Of Technology Rooma, Axis College Rooma, Maharana Pratap Institute Bithoor, Rama Dental , Kothi Mandhana, Jagaran College Of Art Science And Commerce, Saket Nagar, Allen House Of Technology Rooma, Acharya Nagar, Lal Bangla, Krishna Nagar, Krishna Puram, Kamla Nagar, Harjinder Nagar, Kalyanpur, Jawahar Nagar, Jajmau, H A L, Ghanta Ghar, General Ganj, World Bank Colony, Moti Jheel, Maina Wati Marg, Phool Bagh, C O D, Arma Estate, Awas Vikas -1, Awas Vikas -2, Awas Vikas -3, Awas Vikas -4, Lal Imli,gangaganj Colony, Vishnupuri, Chandervihar, Surya Vihar, New Gangaganj Colony, Green Park, Dabauli, Navin Nagar, Gumti No 5, Govind Nagar, Birhana Road, Cantt, Ashok Nagar, Vishnu Puri, Azad Nagar, Tilak Nagar, Swaroop Nagar, Parvati Bagla Road, Pandu Nagar, Mall Road, Lajpat Nagar, Kanpur  I I T ,  Rawatpur Gaon , Sohramau, Unnao And Others Near By Areas Of Kanpur.